Payment Terms

At this time, payment is solely by personal check.  We do not accept payment through PayPal, Venmo, or personal creditcards as we wish to avoid the payment processing surcharges.

Pricing Models

All initial financial planning reviews are done on a one-time, flat fee planning basis. The amount of the fee is negotiated in advance and is based on the complexity and expected time it takes us to gather and understand the details of your current situation and prepare our recommendations. The fee generally ranges from $3,000-$10,000.  $5,000 tends to be the average cost. The average time it takes us to complete an initial plan is 20-30 hours. We strive to complete our agreements within 30 days of your signing or engagement letter.  We require 50% upfront with the remaining 50% due upon completion of our work and only upon complete client satisfaction.

Periodic/ongoing reviews are available as often as you wish. The review fees are negotiated in advance and are based upon the frequency with which you may wish meet. These fees tend to be considerably lower than the initial planning fee, since most of the labor-intensive information gathering has already been done in eMoney. The minimum fee for a follow up review meeting is $500, but may be more based upon prep time.

eMoney is the secure, online, cloud-based platform we use to help consolidate and organize all of our client’s’ financial data.  All fee-only clients reatain free ongoing accss to eMoney after the engagement is complete.

We also offer a la carte estate planning document prep and implementation services through our paid professional subscription to Estate Guru. The fees for this service range from $275 a basic will, financial power of attorney and health care power of attorney page to a $875 for a package that also includes a revocable living trust(s).  For an additonal fee of $150 per property, Estate Guru may also assist with the re-registration of property deeds. All of these fees are charged by Estate Guru and do not include any markup for us.  We offer Estate Guru purely as a value-added service and receives no remuneration from the company.

The information gathering steps are the most labor intensive and time consuming (for you and us) part of the financial planning process. To help make this process more efficient, each client is granted access to an online financial planning platform (eMoney) that allows you (and us) to centralize and organize all of your financial data.

Once we have completed the information gathering, we will prepare a writing summary of the information we have gathered, we will provide analysis and education regarding your financial position relative to your stated financial objectives, and we will provide list of all the mistakes, oversights, and opportunities we uncover.

The terms of our engagement include as many meetings (in-person or via zoom/phone) with you as needed. We may also be available to sit in on meetings with your CPA and/or estate planning attorney as needed/requested.